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Ramiro Ortiz is vice president of Promerica Financial Corporation (Promerica), parent company of Promerica banks situated in Central America, Ecuador and Dominican Republic. Ramiro has been in banking for 25 years. Prior to joining Promerica he was with Bank of Boston in Miami, Boston and Peru. Ramiro s family is committed to philanthropy in the arts, education and most importantly breast cancer detection and treatment through their foundation, Fundacion Ortiz Gurdian. He earned his bachelor s degree from Florida International University, his master s degree from University of Miami (Florida) and completed Harvard s University Advance Management Program. He is a Fellow of the eleventh class of the Central America Leadership Initiative and a member of the Aspen Global Leadership Network.