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Dave is an entrepreneur in the financial services industry. Currently, he is Co-founder and Chief Business Officer of Nybble – fintech dedicated to use technology to unleash people’s economic potential and advance financial inclusion. Prior to founding Nybble, Dave was Co-Founder & CEO of Creditinfo Tanzania, the first and leading credit reference bureau in Tanzania. Serving as the founding CEO, Dave took the business through multiple phases from license application and fulfilment of requirements, setup of infrastructure – people, process and technology, launching of services, acquisition of customers and revenue growth. Dave is a founding partner of Equip GRC – a boutique advisory firm where he consult on Corporate Governance and Technology Risk Management. He serve on the Board of Milvik Tanzania, a subsidiary of BIMA - the leading emerging market insurance player, using innovative mobile technology to bring insurance to people who have never had it before. He is among the founding members of the Institute of Directors in Tanzania (IoDT), a member of the Institute of Directors (IoD UK) and the Institute of Directors in South Africa (IoDSA). Dave is a fellow and Trustee of the Africa Leadership Initiative (East Africa) and a member of the Aspen Global Leadership Network (AGLN).