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Dave is an entrepreneur in the financial services industry. Currently, he is Co-founder and Co-CEO of Nybble Technologies (Nybble)– a start-up studio with a purpose of driving commercially sustainable social impact by leveraging technology. Co-creator of LittleFish Super App - ecosystem of innovative inclusive solutions that re-imagine how to create commercial value in a way that re-install humanity at the centre of the value chain. Prior to Nybble he co-founded the first credit reference bureau in Tanzania (Creditinfo). His career also includes 8 years with KPMG – a global firm offering audit, tax and advisory services. He is founding member of the Institute of Directors in Tanzania (IoDT), member of the Institute of Directors (UK) and the Institute of Directors in South Africa (IoDSA). Dave earned a BCom (Hons) degree from the University of Dar es Salaam (Tanzania), International Diploma in Company Direction from the Institutes of Directors (UK) and Executive Education Certificate – Leading in a Digital Economy – Gordon Institute of Business Science – University of Pretoria (South Africa). He lives in Johannesburg with his wife, Joan and three children. He is a fellow of the Africa Leadership Initiative (East Africa) and a member of the Aspen Global Leadership Network (AGLN).